Hi Reader

👋 Welcome to edition #40 of The Super Sunday Retirement Roundup.

So, my lovely people this is the last edition of 2024! And what a wonderful year its been!

The first edition dropped on the 21st January and 40 editions later here we are. I want to say a massive thank you for reading, listening and watching my thoughts on all things retirement, I really hope somewhere along the journey I have added value and inspiration and I continue to do so over the weeks, months and years ahead.

As we approach the end of 2024 I have a few favours to ask...

1. If you have listened to The Humans vs Retirement Podcast (and you like it!) then I would really appreciate you leaving a rating and a review, it really helps spread the word!
2. If you haven't already, head over to my YouTube channel and subscribe. I have big plans for this and I wouldn't want anyone to miss it!

What does 2025 look like for you?

And finally, if you are based in the UK, thinking about your retirement in the next few years and want to explore working with me to plan and live your dream second half of life then I am looking to work with 15 new client families in 2025!

Of course we must be a right fit to work together on this very important phase of life so please fill in the form using the link below and if we are a good fit then you will be able to book in a slot in my diary for us to chat.

​Book Our Initial Chat​

☕ Now, grab that coffee and settle into your Sunday morning and as always, I hope you enjoy the read!

Opening Up

If got three things that I would love for you to think about and ponder on until we see each other again in the new year...

The Humans vs Retirement Podcast

Episode 67 - How to Retire with Christine Benz

Summary

In this episode, I'm thrilled to welcome back to the show Christine Benz as we delve into her best selling book How to Retire: 20 Lessons For a Happy, Successful, And Wealthy Retirement. ​

When Christine was a guest on the podcast in ep 36 back in March of this year, her book had not yet been released but we did get a sneak peek into what she had in store for us.

Now, having got my hands on a copy and seeing how successful the book has become I wanted to get Christine back on the show to talk about my 5 favourite chapters or lessons from the book. So, stay tuned as we discuss:

• Laying the groundwork with Fitz Gilbert
• Creating a spending plan with Jonathan Guyton
• Permission to spend on what matters most with Ramit Sethi
• Structuring portfolios for cashflow by Christine herself
• Leave no regrets with Jordan Grummet

Throughout our conversation Christine and I explore the multifaceted aspects of retirement, focusing on the importance of mindful spending, the balance of time, money, and health, effective cash flow strategies, and the significance of purpose in life. We discuss how individuals can align their spending with their values, the psychological benefits of structured cash flow, and the necessity of reflecting on life to avoid regrets.

Key Takeaways

• Retirement is a unique life stage that requires thoughtful planning.
• Visualising how to use retirement years is crucial.
• Financial resources should support lifestyle choices in retirement.
• People often underestimate the complexities of retirement planning.
• A holistic approach to retirement includes both financial and non-financial aspects.
• Laying groundwork involves both financial and personal preparations.
• Experiencing mini-retirements can provide valuable insights.
• Flexible spending strategies are essential for adapting to life changes.
• Non-portfolio income sources can enhance financial security in retirement.
• Understanding the behavioural aspects of spending can improve retirement planning.
• Mindful spending aligns with personal values.
• Revisiting values annually is crucial for retirees.
• Cash flow strategies provide peace of mind in retirement.
• Purpose in life can be cultivated through small actions.
• It's important to enjoy the journey of life.
• People regret not attempting rather than failing.
• Elevating your worry-free number can reduce stress.
• Understanding the balance of time, money, and health is essential.
• Small P purposes can lead to a fulfilling retirement.
• Time is a non-renewable resource that should be valued.

Listen in to the full episode

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Sketch

Fear of The Future Stealing The Joy of The Present

Blog

Time vs. Money in Retirement: The Ultimate Shift in Perspective

In retirement, the currency of your life shifts dramatically. Time, not money, becomes your most valuable asset. While financial security is undeniably important, the freedom to use your time meaningfully defines the quality of your second half of life.

Yet, many approach retirement with a mindset shaped by decades of prioritising financial gain and increasing our social rank over personal fulfilment. This mindset can make it challenging to fully embrace the unique opportunities your second half of life offers.

In my latest blog I explore why time is more valuable than money in retirement, examine our often-fraught relationship with time, and outlines how to spend it wisely to maximise happiness and joy.

YouTube

The Art of Pruning For a DREAM Retirement

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I hope you enjoyed this Sunday's roundup, and I look forward to seeing you again very soon!

If you enjoy reading this, please consider forwarding on to a friend, family member or colleague, or encourage them to sign up here​

As always, I want to talk about retirement topics that are top of mind and most pressing to you, so I very much want your feedback and questions! click the button below, hit the send your message button and let me know what you want me to talk about.

To a joyful second half of life,

Dan Haylett

"I want to help 1m people (yes 1,000,000) balance money & life so they can discover TRUE WEALTH and live their second half of life with more PURPOSE, PASSION and JOY than their first"

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