WEEKLY LETTER / ISSUE 009 Guilt is a terrible financial adviser Hello Reader You book the holiday. You can afford it. The plan says yes. Your partner is excited. The cancellation policy is reassuringly flexible. And then guilt arrives. Not enough to cancel immediately. Just enough to remove some of the pleasure. You start checking the price again. You wonder whether the cheaper hotel would have been perfectly fine. You calculate what the money could become if it remained invested for another...