Hi Reader Before we all sprint/limp/stumble into Christmas like a reindeer with a caffeine problem, I just want to say a massive thank you. Seriously, whether you’ve read every edition of The Retirement Fix, listened to the podcast, skimmed the odd rant, shared a sketch, or just quietly judged my attempts at humour… you’re the reason this whole thing works. You let me show up in your inbox every week and talk about the gloriously messy, existentially confusing, financially fascinating circus...